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NOTE
This file was generated by Descript <www.descript.com>

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Broc Buckles: This is a type of
insurance that is going to take care

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of you, if something were to happen.

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It helps people get through
that time of disability, because

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it's hard enough to be disabled.

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But, it's even harder if you're
having to think about the financial

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strain and stress that it's
causing on top of the disability

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that you're already experiencing.

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A lot of people unfortunately, have this
"it's not going to happen to me" attitude.

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About one in four of today's 20-year-olds
will be disabled for a period of at

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least one year before retirement.