WEBVTT NOTE This file was generated by Descript 00:00:00.000 --> 00:00:01.709 Cameron Huddleston: The most important thing you need to know 00:00:01.709 --> 00:00:10.139 is that these conversations need to happen sooner rather than later. 00:00:10.695 --> 00:00:13.789 When I talk to people about this, the response I often get 00:00:13.789 --> 00:00:16.421 is, " well, we're not there yet. 00:00:16.741 --> 00:00:19.631 My parents are still healthy. 00:00:19.631 --> 00:00:21.161 They're doing fine. 00:00:21.551 --> 00:00:23.771 I don't need to have these conversations yet, because they're 00:00:24.091 --> 00:00:25.871 not having any health problems. 00:00:26.141 --> 00:00:27.701 I don't need to get involved with their care. 00:00:27.701 --> 00:00:29.381 I don't need to get involved with their finances." 00:00:29.681 --> 00:00:34.861 But here's the thing: that's the perfect time to have these conversations. 00:00:34.861 --> 00:00:39.481 You don't want to wait until they're having health issues, or 00:00:39.481 --> 00:00:41.101 they're having financial issues. 00:00:41.101 --> 00:00:45.861 Because, if you're waiting for that emergency to strike, then 00:00:46.780 --> 00:00:50.560 you won't necessarily have the details you need to get involved 00:00:50.560 --> 00:00:52.990 with their finances or their care. 00:00:53.110 --> 00:00:56.070 You might not have the legal right to get involved. 00:00:56.500 --> 00:01:00.310 And emotions are gonna be running high when there's an emergency. 00:01:00.310 --> 00:01:04.600 And really the last thing people wanna talk about then are finances. 00:01:04.970 --> 00:01:06.790 These conversations can't wait. 00:01:06.790 --> 00:01:10.600 They should be happening while your parents are relatively young and healthy. 00:01:10.600 --> 00:01:12.835 And if you can even have these conversations before 00:01:12.835 --> 00:01:14.865 they've retired, then great! 00:01:14.865 --> 00:01:15.695 Go for it! 00:01:15.695 --> 00:01:19.285 Don't wait until they're in their seventies or eighties; it 00:01:19.285 --> 00:01:20.815 can be too late at that point.